CARL JUNCTION, MO.--- A Dave Ramsey seminar was held at the Carl Junction Community Center. Chris Churchwell is an endorsed local provider for the Dave Ramsey Show, and discussed Ramsey's financial program with community members. The program is designed to offer advice on how to become more financially responsible.
"The ideas here is to get people out of debt early, to plan for retirement, and be able to retire. You know, without depending upon social programs just to be able to live," said Chris D. Churchwell, Dave Ramsey Endorsed Local Provider.
Churchwell discussed Ramsey's seven step progress chart for getting out of debt, build wealth and give. Pay off the house early. Save for your children's college. Invest 15% of your household income. Put three to six months of expenses in savings. Pay off all debt and save $1,000 in a beginner emergency fund.
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