CARTERVILLE, MO.--- The ISO rating is used to determine insurance rates within the area. A lower number allows for cheaper insurance rates. The Carterville Volunteer Fire Department's previous ISO was completed in 1989, it was nine outside the city limits and seven inside Carterville. Now the department's rating is a six in the city and seven in the rural parts of the district. The fire chief attributes it to them revamping the fire department, getting better and newer gear and equipment, which allowed them to lower their response times.
"You're saving a couple hundred dollars or more a year on your insurance. It's the same way with businesses and residents in town you're saving money, out of town you're saving money," said Tom Hill, Jasper Fire Chief.
The department says with these new lower ISO ratings, residents and businesses should contact their insurance agents to make sure their ISO rating is updated for the properties.
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